We, at BestPersonalLoanRate do not issue or broker loans. We are not, nor do we represent any Financial Institutions. BestPersonalLoanRate is not involved in the loan approval process in any way, shape, or form. We also have no say or authority to sway any of the affiliate partners we work within their decision-making process to issue any loan. BestPersonalLoanRate is an entirely free website to access information that we have gathered based on editorial reviews of various affiliate partners we work with. Such partners have no say or influence in our review or ranking system. We exist as a way for those seeking out various types of loans to connect with a network of lenders. Although BestPersonalLoanRate strives to provide the most accurate information available to us, we still strongly advise that any person or persons do their due diligence beyond the information found here before going through any application process. BestPersonalLoanRate merely provides a means for persons seeking personal loans to connect with lenders who can provide those loans. Once a potential borrower connects with a lender through the BestPersonalLoanRate platform, the information than requested on behalf of said lender is out of our pervy. We do not retain any such information. The lender may require documents, proof of income, credit approval, etc. from the lenders, who, based on their criteria, determine that a potential borrower appears to meet their lending criteria (a "Lead" or "Leads"). BestPersonalLoanRate does not accept or collect loan applications. We do not sell loan applications, nor do we assist in the actual application process in any way. Each affiliate partner we work with will have their own criteria that one will need to meet in order to be approved. BestPersonalLoanRate does not, in any way, guarantee that a loan will be approved, despite the requested borrowed amount. BestPersonalLoanRate does not advise any visitors to our site on where to apply. We provide the most accurate information on said lenders based on our own research criteria. However, we do have a comment section open to the public. If one chooses to leave their own review based on personal experiences, we will allow such comments or personal reviews, be it positive or negative. If such comments refrain from vulgarity and other guidelines of proper conduct, we will allow the comment to stay. As stated earlier, BestPersonalLoanRate advises that you carefully read the terms that a lender you are interested in provides on their website. Be aware of any fees or penalties you may incur, as we at BestPersonalLoanRate have no control of any aspect of that which occurs once you click and are redirected to the lender's website. BestPersonalLoanRate tries to introduce potential lenders with potential borrowers that we have partnered with. Of course, every lender has its own set of rules, terms, conditions, and guidelines to follow to be approved. BestPersonalLoanRate may be compensated by some of the partners you see on our website. Such compensation does not impact our review process. We serve simply as a means of advertising for such companies. If we succeed and the borrower successfully obtains a loan from one of our partners, then it is a win/win for all involved, and we may be compensated according to the affiliate terms of our partners.