2020 Review 2020 Review

Overview is an online brokerage platform that connects you with a wide network of lenders and lending partners. They offer loans for a wide range of requirements including home improvement, emergencies, bad credit, payday loans and more. Unlike most loan companies they do not lend you the money themselves, they make sure that you are connected with the right and legitimate lender. is not a bank but a network of reputable lending companies. Borrowing and lending is not an easy process. It is a complicated and risky business riddled with fraud, so you want to be diligent when applying. This is where come in. The experts at are trained to quickly get you a loan that best suits your situation. When handling applications, they work with their customers to decide what’s best for them.

The process of applying for a loan is relatively easy and loans can be approved within one business day. The details you need to submit depend on the requirements of the specific lender but makes that easy as well. You do not need to have perfect credit to access loans through You simply need a bit of payment history with no debts more than 60 days past due. Naturally, you must be able to demonstrate that you are responsible and can repay the loans. Borrowers need to have some form of employment or social income and in some cases may need to supply a paystub.

While is not a lender themselves most of the lenders in their network will allow you to repay the loan from around 90 days to as long as 72 months depending on the terms. As a borrower through the network, the offering lender provides you with a full loan agreement outlining all of the terms involved.

The application and approval process is really quick. has a simple online form. Once completed the process begins. They distribute your application to the appropriate lenders and usually you will be presented with an offer within one business day. Although the specific lender may ask for more information everything still moves pretty fast. will oversee the application and approval process. If you accept the lender’s offer the funds should be in your bank account within one to five business days. 2020 Review A Quick Snapshot

Loans OfferedPeer-to-peer, personal installment loans, and bank personal loans.
Minimum/Maximum Amounts$1000 to $35 000
Eligibility/Credit ScorePoor to moderate credit
APR5.99% - 35.99%
FeesNo fee to submit a loan application. Lenders have their individual fees and terms
Timeline For ApprovalWithin one to five business days
How Secure Are they?
Cecure platform. Their application form is encrypted for your protection.


  • Free service with no setup or membership fees
  • Presentation of full load agreements from lenders
  • The service is available to those with moderate or low credit scores
  • Fast processing of applications
  • Loans for a wide range of borrowing needs
  • The platform supports mobile display size


  • Loans limited to $35,000
  • Must have a personal bank account
  • Repayments can only be made through the Personal Loans platform
  • Interest rates can be high
  • Only available to US Residents

Who Should Apply? is the ideal brokerage platform if you are wanting to reach out to several possible lenders at the same time. Each lender contracted by will evaluate your load request independently.

Perhaps you’ve experienced some credit difficulties in the past. will try to help you establish a loan. Their website also has some helpful articles on managing your credit and getting on the right path to better credit. The loans can be used for any purpose from car repair, to credit card debt consolidation. These loans can be offered to self-employed, employed or anyone who is receiving benefits.

Final Verdict is much like all of the other brokerage platforms. The rates of interest are similar to those offered by other services.

One of the things that is a bit different about is that they will process requests for those with relatively low credit scores. Final approval of any loan, however, rests with the lender and the terms may be challenging for those in that situation.

If you have a solid credit score than may not be the right choice for you. Even on a 72-month plan with good credit, the rate can be well over 12%.  It is a free service. It does have a large network of lenders. They may very well connect you with the perfect lender for your needs now and in the future.

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  • APR RateVaries
  • APR Rate6% - 35.99%
  • APR Rate99% -199%
  • APR RateN/A
  • APR Rate5.99% - 35.99%
  • APR Rate17.6% - 52.14%
  • APR Rate1.0 - 2.5%
  • APR Rate5.99% - 19.07%
  • APR Rate5.99% - 35.99%
  • APR Rate3.99% - 35.99% (fixed)
  • APR Rate5.99% - 35.99%