2020 Review 2020 Review is an online company that helps those who need loans find potential lenders. They are not a company that offers loans directly. boasts that they can find consumers’ loans within as little as a day after the completion of their secure online form. Consumers are asked to provide an ID to prove they are both US citizens as well as their age, current employment, and credit history.

Upon completion of the online form, consumers can expect to be linked with a range of loan companies that can offer short term financial aid. The company does advise that their services do not provide long term financial solutions. can assign you a loan company in as little as an hour, and then you will submit the contract of your loan. Since does not offer loans directly they cannot assure or provide information regarding the APR rates, interest rates or repayment plans. can connect you with 3 types of loans. These are Peer to Peer, personal installments and bank personal loans.  Peer to peer loans requires a credit score of 600+ as well as a salary of over $2000 per month. You can borrow anywhere between $1000 and $20,000. These rules are a rough outline that can vary from state to state.


Personal installment loans secured through typically require a credit score of 580+ as well as a monthly salary higher than $2000. You can also borrow between $1000 and $20,000.  The last loan that may offer is a Bank Personal loan. To get a personal bank loan, will redirect you to your nearest branch, providing a brief outline of what you might expect to receive on their online platform.


To take out a personal bank loan, you will need a 580+ credit score, earn over $3000 per month, and will acquire between $1000 to $35000 through your loans. service is free. As they reiterate, fees occur only with lenders. Upon completing the information form, consumers can expect to be linked with a loan provider in as little as 24 hours. Loans can arrive in your account (providing you are happy with the terms set) in a maximum of 5 business days.


As does not offer loans but only helps finds loans, they can only provide a brief outline of what APR rates you might typically get offered. states that depending on circumstances, you can expect anywhere between 6% and 35.99% APR rates. also states that the typical loans range from $999 to $5000. They also say that they will try to help everyone, regardless of credit rating scores. 2020 Review A Quick Snapshot

Loans OfferedPeer to Peer, personal installments, and bank personal loans
Minimum/Maximum Amounts$999 to $5000
Eligibility/Credit ScoreVaries from case to case
APR6% - 35.99% is not a lender, and it doesn’t charge users any fees for its services.
Timeline For Approval24 hours to link with a lender, 5 business days for approval
How Secure Are they? uses industry-standard security systems to protect your personal information


  • Quick service
  • Secure platform
  • Transparent about their offerings
  • Free to inquire through Bad Credit


  • No APR rates as they don’t lend you the money directly
  • The service provides limited information about the potential loan companies you could be borrowing from.

Who should use is a useful resource for anyone that is wanting to inquire about a loan. As the service is entirely free, it is a helpful tool to help you quickly find out how much you could borrow, and what it is likely to cost. doesn’t lend money directly; however, so consumers are required to be aware that they should read all loan agreements in detail to make sure that the loan suits them. has no say in any rates or costs that would apply after this period. Eligibility – states that anyone can apply for a loan. They do not provide information regarding lenders turning away consumers regarding credit rating and so on, as long as consumers can provide the relevant information. doesn’t set APR rates; however, they claim that typical APR rates from their partner lenders are roughly between 6% and 35.99%.


Final Verdict is an online company that will link consumers with loan providers. As the company is not responsible for loaning the money, they cannot affect repayment rates, APR rates, and other contractual obligations that loan companies offer external to


So while operates an easy to use platform, be sure to read the Loan Agreements, terms and conditions in full as has no say in what your loan commitments might be. is a safe and secure site to find a loan quickly and easily. They offer short term solutions to people who are desperately in need of cash.

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  • APR RateVaries
  • APR Rate6% - 35.99%
  • APR Rate99% -199%
  • APR RateN/A
  • APR Rate5.99% - 35.99%
  • APR Rate17.6% - 52.14%
  • APR Rate1.0 - 2.5%
  • APR Rate5.99% - 19.07%
  • APR Rate5.99% - 35.99%
  • APR Rate3.99% - 35.99% (fixed)
  • APR Rate5.99% - 35.99%